by luminaryfinancial | Jan 15, 2024 | Uncategorized
A common unwritten rule in business is that it’s best to secure financing before you actually need it. If you wait until your business is in a tight financial spot to apply for a loan, you might not get the funds in time. That’s why obtaining a line of...
by luminaryfinancial | Jan 4, 2024 | Uncategorized
At Luminary Financial, we serve as intermediaries between small businesses and various lenders. After understanding your business and financial objectives, we leverage our industry expertise, experience, and relationships with lenders to secure loan offers with...
by luminaryfinancial | Dec 27, 2023 | Uncategorized
SBA loans are business loans partially guaranteed by the U.S. Small Business Administration and provided by participating lenders, typically banks. Although these loans have strict lending criteria, qualifying for an SBA loan offers flexible terms and low-interest...
by luminaryfinancial | Dec 10, 2023 | Uncategorized
Considering a Merchant Cash Advance (MCA) for Your Business? If your small business is facing a cash-flow issue, you might be considering a merchant cash advance (MCA) as a potential solution. An MCA can be particularly helpful for founders of new startups with little...
by luminaryfinancial | Dec 7, 2023 | Uncategorized
Mastering Financial Readiness: A Comprehensive Guide to Preparing for Financing Securing financing is a pivotal step in achieving various financial goals, whether it’s launching a business, purchasing a home, or funding a major project. To ensure a smooth and...